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Article

Window Cleaning Business Insurance

Ensuring you are sufficiently insured will bring peace of mind to yourself as a business owner, and cover you in case the worst should happen. Displaying relevant insurances can also be an excellent way to prove to potential customers that your business is professional, trustworthy, and reliable.

Particularly for commercial work, some customers may even require particular types of insurance. 

The following is not an exhaustive list, nor do we claim to be experts in the insurance field. We always recommend talking with an insurance provider for specific info, but here's a brief overview of the primary types of insurance to consider for your Window Cleaning business;


Public Liability 

This protects you if you or an employee accidentally damages a property while working on it, for example, if you accidentally damage a roof panel on someone’s home.

This type of insurance also covers you if someone gets injured because of your work. For example, if a member of the public trips over your trailing hoses and hurts themselves.


Employers Liability

If you have employees, you’re legally required to hold employers’ liability insurance. This protects you if an employee is injured or becomes ill due to the work they do for you. For example, if an employee is injured while they’re working on a ladder and they don’t have the adequate safety equipment to protect them. 


Business Equipment

You cannot run your business without your equipment, so business equipment cover is a good idea, particularly if you have equipment that may be costly to replace.

This type of insurance can help if your specialist equipment is lost, stolen, or damaged. Though often they will require strict measures to ensure equipment is protected and locked away, be sure to go through the fine print. 


Personal Accident

Personal accident cover provides cover if anyone in your business is unable to work because they've been injured in an accident, whether in a business or personal capacity.


Legal Costs

This covers the legal costs when taking action against many common legal issues, for instance disputes with suppliers or clients.


Business Vehicle Insurance 

Your vehicle will require cover for specific business usage, particularly important to check and change your insurance if you plan to use a vehicle you already own.

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